Real Judgments We've Purchased
Anonymized case studies from creditors across the United States who sold their civil judgments for immediate cash rather than waiting years for uncertain collection.
Case Studies
Commercial Lease Dispute
Creditor had been waiting 2 years with no collection progress. Debtor business was still operating but unresponsive to payment demands.
Purchased and closed in 8 days
Contractor Services Judgment
Property owner had judgement for unpaid construction work. Multiple collection attempts failed. Debtor claimed financial hardship.
Fast payment — creditor moved on
Business Partnership Dissolution
Former business partner won judgment but wanted to avoid lengthy enforcement. Concerned about debtor hiding assets in LLC structures.
Immediate cash settlement — no litigation stress
Commercial Landlord Eviction
Landlord had judgment for unpaid rent and property damages. Tenant vacated state, making collection extremely difficult.
Quick resolution — landlord got paid
Professional Services Fee
Consultant won judgment for unpaid services. Client business appeared to be struggling. Risk of bankruptcy filing.
Sold before potential bankruptcy eliminated recovery
Breach of Contract - B2B
Supplier had 4-year-old judgment approaching statute of limitations. Previous attorney attempts unsuccessful.
Recovered value from aging judgment
Why Did These Creditors Choose to Sell?
Time Value of Money
Rather than wait 1-3 years with uncertain recovery, they chose guaranteed cash now. The money could be reinvested, used for operations, or simply provide peace of mind.
Avoid Collection Costs
Enforcement requires attorney fees, court costs, skip tracing, and asset investigation. Selling eliminated all these expenses and hassles.
Certainty Over Risk
Many debtors have hidden assets, file bankruptcy, or simply can't be collected from. Selling guaranteed payment regardless of debtor circumstances.
Focus on Business
Business owners wanted to focus on operations, not manage complex collection efforts. Selling let them move forward immediately.
