Select Your State
Each page includes enforcement period, interest rates, garnishment rules, homestead exemption, and a free cash offer CTA.
AL
Alabama
10 years
AK
Alaska
10 years
AZ
Arizona
10 years
AR
Arkansas
10 years
CA
California
10 years (unlimited renewals)
CO
Colorado
6 yrs (county) / 20 yrs (district)
CT
Connecticut
10 yrs (small claims) / 20 yrs (other)
DE
Delaware
5 years (execution window)
FL
Florida
20 yrs (record) / 5 yrs (non-record)
GA
Georgia
7 years (dormancy) + 3 yr revival
HI
Hawaii
10 years (hard cap: 20 yrs)
ID
Idaho
10 years
IL
Illinois
7 years (up to 20 via revival)
IN
Indiana
10 yrs free execution / 20 yrs total
IA
Iowa
20 years (lien: 10 years)
KS
Kansas
5 years (dormancy) + 2 yr revival
KY
Kentucky
15 years
LA
Louisiana
10 years
ME
Maine
20 years (lien: 10–20 yrs)
MD
Maryland
12 years
MA
Massachusetts
20 years
MI
Michigan
6 yrs (small claims) / 10 yrs (record courts)
MN
Minnesota
10 years
MS
Mississippi
7 years
MO
Missouri
10 years
MT
Montana
10 years
NE
Nebraska
5 years (dormancy) + 10 yr revival
NV
Nevada
6 years
NH
New Hampshire
20 years
NJ
New Jersey
20 years
NM
New Mexico
14 years (hard cap)
NY
New York
20 years (lien: 10 years)
NC
North Carolina
10 years
ND
North Dakota
10 years
OH
Ohio
10 years (lien: 5 years)
OK
Oklahoma
5 years
OR
Oregon
10 years (renewable)
PA
Pennsylvania
20 years (lien: 5-yr intervals)
RI
Rhode Island
20 years
SC
South Carolina
10 years
SD
South Dakota
20 years
TN
Tennessee
10 years
TX
Texas
10 years + 2 yr revival
UT
Utah
8 years
VT
Vermont
8 years
VA
Virginia
20 years (renewable for 20 more)
WA
Washington
10 years
WV
West Virginia
10 years
WI
Wisconsin
20 years (lien: 10 years)
WY
Wyoming
10 years
All 50
States Where We Buy Judgments
5–20 yrs
Enforcement Period Range by State
48 hrs
Free Evaluation Response Time
